This was one of those outfits that looked great in my ill-lit bedroom, but out in the light of day turned out to be kind of lumpy. That's what I get for layering a thin turtleneck over a stiffly pleated dress. Oh well - I really liked the concept, just not the execution.
Skirt (actually a dress): BB Dakota from Lulu's
Turtleneck: Old Navy
Belt: came with dress
Tights: Forever 21